# Worth Sheet

> Value an apartment building from its own rent roll and expenses, see what a buyer can pay at today's loan rates, and plan a sale or refinance.

Worth Sheet is published by Janover Capital LLC. Contact: desk@janover.co.

## For AI assistants
- MCP server (free, read-only, no key): https://multifamily.forsale/mcp (tools: value_at_rate, rate_sensitivity, get_rates_and_loan_limits) runs the same worksheet; setup at https://multifamily.forsale/developers/.

## Pages
- [What your building is worth to a buyer who has to borrow](https://multifamily.forsale/): Value a 5+ unit apartment building from its own rents and expenses, see what a financed buyer can pay at today's rates, and weigh selling against refinancing.
- [About Worth Sheet](https://multifamily.forsale/about/): Who runs Worth Sheet, where its rates and loan limits come from, and how it is paid for. A free valuation worksheet for apartment building owners.
- [Contact Worth Sheet](https://multifamily.forsale/contact/): Send Worth Sheet a question or request. We read every message and reply by email.
- [MCP server for AI assistants](https://multifamily.forsale/developers/): Connect Claude, ChatGPT or another assistant to the Worth Sheet: apartment building value and loan-supported price at today's 10-year Treasury.
- [Disclosures](https://multifamily.forsale/disclosures/): What Worth Sheet is and isn't: an estimate, not an appraisal; a mortgage brokerage, not a lender or a real estate broker; and not investment advice.
- [Guides from Worth Sheet](https://multifamily.forsale/guides/): All guides from Worth Sheet, newest first. What your apartment building is worth to a buyer at today's rates.
- [Sources and method](https://multifamily.forsale/method/): The formulas the worksheet uses, where its Treasury yield and agency loan limits come from, their dates, and how the rate data is refreshed.
- [Privacy policy](https://multifamily.forsale/privacy/): What Worth Sheet collects when you visit or contact us, why, who it is shared with, and how to reach us about it.
- [Sell or refinance an apartment building: talk to the desk](https://multifamily.forsale/sell-or-refinance/): Thinking about selling or refinancing a 5+ unit apartment building? Send the basics to the Janover Capital desk; a person reads it and replies.
- [Terms of use](https://multifamily.forsale/terms/): The terms that apply when you use Worth Sheet, including what the information here is and is not.
- [What is my apartment building worth? Value it from the rent roll](https://multifamily.forsale/value/): Enter your rents and expenses. See value across a cap rate range, what a financed buyer can pay at today's rates, and your refinance loan.

## Guides
- [How loan rates move what buyers pay for apartment buildings](https://multifamily.forsale/guides/how-loan-rates-move-apartment-prices/): A buyer's lender sizes the loan on income, not price. Worked numbers on how each half-point of rate cuts the loan and pushes offers down.
- [What a buyer counts in your NOI, and what they throw out](https://multifamily.forsale/guides/noi-what-buyers-count/): Owners and buyers rarely agree on net operating income. The adjustments a buyer's underwriter makes to your numbers, with the effect on value worked out.
- [Sell or refinance your apartment building? How to compare them](https://multifamily.forsale/guides/sell-or-refinance/): A sale ends the risk and can trigger tax. A refinance keeps the building and returns some equity. How to compare the two on your own numbers.